If you’ve been convicted of an for construction and use offences then you could find it very difficult to obtain a fair insurance quote from a mainstream provider.

 

How to get car insurance with a CU10 conviction

A CU10 conviction could potentially hinder your chances of getting cover at an affordable rate. However one way you can make sure you get the best price is by getting a lot of quotes from specialist providers. Simply click the green quote button and you can have quotes in a matter of minutes.

Get car insurance with a CU80 conviction

Of all the offences under the ‘CU’ conviction codes, a CU80 is by far the most common. Put simply, it is when you are caught operating your vehicle while using a mobile telephone or other handheld device. Given how popular mobile phones are, it’s not surprising that this conviction makes the top 5 most common for both men and women. If you’re caught driving while using your mobile phone then you will face a £60 Fixed Penalty Notice as well as 3 points on your licence.

Being convicted of a CU motoring conviction does mean you won’t be able to get cover for an affordable rate.

 

Construction and Use Offences Motoring Conviction Codes

CODE OFFENCE POINTS
All offences below will stay on your licence for 4 years from the date of the offence
CU10 Using a vehicle with defective breaks 3
CU20 Causing or likely to cause danger by reason of use of unsuitable vehicle or using a vehicle with parts or accessories (excluding brakes, steering or tyres) in a dangerous condition 3
CU30 Using a vehicle with defective tyre(s) 3
CU40 Using a vehicle with defective steering 3
CU50 Causing or likely to cause danger by reason of load or passengers 3
CU80 Breach of requirements as to control of the vehicle, mobile phone etc. 3

Get car insurance with a CU conviction

If you’ve been convicted of any of the above offences and want to get car insurance at a competitive price then the best way is to get quotes from specialists. You can get quotes from a panel of car insurance for convicted drivers specialists very quickly and easily by clicking the green button below