If you’ve been convicted of an offence related to drink or drugs then you could find it very difficult to obtain a fair insurance quote from a mainstream provider.
DR10 - The most common drink/drug driving conviction
DR10 – Driving or attempting to drive with alcohol level above limit, is by far the most common type of driving conviction related to drugs or alcohol. There are many types of convictions that are related to drinking, for example you might be unfit to drive because of drinking but are not over the limit; or you might be clearly intoxicated and refuse to be breath tested. A DR10 is specifically for people who drive, or attempt to drive, when their alcohol level is shown to be above the safe limit.
The punishment for drink driving can be very severe, with a maximum of 11 points as well as a possible prison sentence. Something to bear in mind is that you don’t need to actually be driving a vehicle in order to be convicted of a DR10. Even being behind the wheel of a parked vehicle while intoxicated means you are considered to be in charge of it and will be charged if caught. A DR10 conviction will stay on your licence for 11 years from the date of the offence.
Drink or Drugs Motoring Conviction Codes
|DR10||Driving or attempting to drive with alcohol level above limit||3-11|
|DR20||Driving or attempting to drive while unfit through drink||3-11|
|DR30||Driving or attempting to drive then failing to supply a specimen for analysis||3-11|
|DR31||Driving or attempting to drive then refusing to give permission for analysis of a blood sample that was taken without consent due to incapacity||3-11|
|DR61||Refusing to give permission for analysis of a blood sample that was taken without consent due to incapacity in circumstances other than driving or attempting to drive||10|
|Offences DR40 to DR70 will stay on your driving licence for 4 years from the date of the offence|
|DR40 –||In charge of a vehicle while alcohol level above limit||10|
|DR50||In charge of a vehicle while unfit through drink||10|
|DR60||Failure to provide a specimen for analysis in circumstances other than driving or attempting to drive||10|
|DR70||Failing to provide specimen for breath test||4|
|DR80 will stay on your licence for 11 years from the date of the offence|
|DR80||Driving or attempting to drive when unfit through drugs||3-11|
|DR90 will stay on your licence for 4 years from the date of the offence|
|DR90||In charge of a vehicle when unfit through drugs||10|
If you have a DR10 conviction or any of the other DR convictions listed above then you might be concerned you won’t be able to get cover for a reasonable price. However the panel of specialist providers take your unique circumstances into account when providing a quote.
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