If you’ve been convicted of an offence related to speeding then you could find it very difficult to obtain a fair insurance quote from a mainstream provider.
The most common speeding convictions
SP30 - Exceeding statutory speed limit on a public road
SP30 is by far the most common motoring conviction in the UK for both sexes. Put simply, it is the conviction of being caught speeding on a public road. There are countless speed cameras throughout the UK so if you speed on a regular basis then there’s a very high chance you’ll be caught. If you are caught breaking the speed limit on a public road then the minimum punishment you’ll face is a £100 fine and 3 points on your licence. The punishment can be much more severe than this, depending on how fast you were going and whether anyone was injured or killed.
Some of the consequences of an SP30 conviction include –
- A possible driving ban
- An fan of up to £5,000 if it goes to Magistrates Court; or an unlimited fine if it goes to Crown Court
- Up to 6 penalty points on your licence
SP50 - Exceeding speed limit on a motorway
Speeding on the motorway is the second most common motoring offence in the UK. It comes with a punishment of 3-6 penalty points as well as a fine, the severity of which will depend on the circumstances of your conviction. If you receive the maximum 6 points and have been driving for less than 2 years, then you will have your licence revoked. An SP50 conviction will stay on your licence for 4 years from the date of the offence.
Speed Limits Motoring Conviction Codes
|SP10 to SP50 convictions will stay on your licence for 4 years from the date of the offence|
|SP10||Exceeding goods vehicle speed limits||3-6|
|SP20||Exceeding speed limit for type of vehicle (excluding goods or passenger vehicles)||3-6|
|SP30||Exceeding statutory speed limit on a public road||3-6|
|SP40||Exceeding passenger vehicle speed limit||3-6|
|SP50||Exceeding speed limit on a motorway|
If you’ve been convicted of any of the above offences and want to get car insurance at a competitive price then the best way is to get quotes from specialists. You can get quotes from a panel of car insurance for convicted drivers specialists very quickly and easily by clicking the green button below