Criminal record motor insurance

criminal convictions car insurance

Getting quotes for criminal convictions car insurance couldn’t be easier. Just click the green button now and you can have quotes within minutes!

Available cover includes:

  • All cover levels, including – Third party, Third Party Fire & Theft and Comprehensive
  • UK and overseas cover
  • Fair prices that match your circumstances
  • Flexible payment options
  • Instant insurance documents available

Criminal record motor insurance explained

Having a criminal record can affect many areas of your life, not least of all your insurance. Because the price of motor insurance is based on the amount of risk a person poses, people with a criminal record are considered ‘high risk’. This means they’re often expected to pay more for their car insurance policies, that’s if they’re able to get one at all.

Thankfully, there are specialist car insurance providers for people with criminal convictions. They are experienced in helping people in different circumstances, with all types of convictions, finding them the right cover at a fair price.

Types of conviction

The two main types of convictions are:

  • Spent convictions – some convictions become ‘spent’ after a certain amount of time has passed. This means you’re no longer obliged to inform employers and insurance providers about your conviction. The amount of time until a conviction becomes spent depends on its severity. You can find out if your conviction is spent at Unlock website
  • Unspent convictions – when requested all unspent convictions must always be declared and will remain on your criminal record until they are spent

If you’re not sure if your conviction is spent or not, check out the useful links below:

Unlock Disclosure Calculator

Unlock Knowledge Base

Ways to save money on criminal convictions car insurance

  • Limit cover options – one of the best ways to save money on criminal record motor insurance is to limit the level of cover you get. Third Party only insurance is the cheapest option
  • Increase excess – your excess is the amount you have to pay upfront if you need to make a claim. By increasing your excess you can save a lot of money on the price of your insurance
  • Get multiple quotes – getting quotes from different insurance providers is one of the best ways to save money on criminal record motor insurance, since you can easily compare them and choose the one that’s right for you

Get quotes easily for criminal convictions car insurance

To get multiple quotes for criminal record motor insurance quickly and easily you’re in the right place. Just click the green button below to get access to them in minutes.