If you’ve been convicted of an for construction and use offences then you could find it very difficult to obtain a fair insurance quote from a mainstream provider.
How to get car insurance with a CU10 conviction
A CU10 conviction could potentially hinder your chances of getting cover at an affordable rate. However one way you can make sure you get the best price is by getting a lot of quotes from specialist providers. Simply click the green quote button and you can have quotes in a matter of minutes.
Get car insurance with a CU80 conviction
Of all the offences under the ‘CU’ conviction codes, a CU80 is by far the most common. Put simply, it is when you are caught operating your vehicle while using a mobile telephone or other handheld device. Given how popular mobile phones are, it’s not surprising that this conviction makes the top 5 most common for both men and women. If you’re caught driving while using your mobile phone then you will face a £60 Fixed Penalty Notice as well as 3 points on your licence.
Construction and Use Offences Motoring Conviction Codes
| CODE | OFFENCE | POINTS |
|---|---|---|
| All offences below will stay on your licence for 4 years from the date of the offence | ||
| CU10 | Using a vehicle with defective breaks | 3 |
| CU20 | Causing or likely to cause danger by reason of use of unsuitable vehicle or using a vehicle with parts or accessories (excluding brakes, steering or tyres) in a dangerous condition | 3 |
| CU30 | Using a vehicle with defective tyre(s) | 3 |
| CU40 | Using a vehicle with defective steering | 3 |
| CU50 | Causing or likely to cause danger by reason of load or passengers | 3 |
| CU80 | Breach of requirements as to control of the vehicle, mobile phone etc. | 3 |
Get car insurance with a CU conviction
If you’ve been convicted of any of the above offences and want to get car insurance at a competitive price then the best way is to get quotes from specialists. You can get quotes from a panel of car insurance for convicted drivers specialists very quickly and easily by clicking the green button below