If you are given a DR10 driving licence endorsement then this is classed as a conviction. The rehabilitation time for endorsements is 5 years. Until those 5 years are spent then you must declare all of your convictions to your insurer and usually your employer. Unfortunately, this conviction can make life a whole lot trickier for you. After you’ve been found guilty you face a minimum disqualification time of 12 months, but this could be longer depending on how far over the limit you were.
What punishments will I face?
You will probably have received a fine which will been based on 1.5 weeks of your net earnings and if your alcohol reading was above a certain level you may also have been given a community order. For a really serious conviction you may be sent to prison or face losing your job. If you were planning on foreign travel you may find you suddenly have a problem as countries such as the USA, Canada and Australia may place restrictions on your entry if you have a drink driving conviction.
The biggest problem you face if you want to be able to drive again is getting yourself insured. Here are some helpful tips to bring down your drink driving insurance premiums following a conviction:
- If you have the opportunity to attend a drink driving rehabilitation course, do so. Attendance can reduce your DR10 insurance premiums and even decrease the length of your driving ban by up to 25%
- Learn from your past mistakes, re offence will bring harsher penalties
- Look online for the best insurance deals rather than seeking a broker.
- Limit your cover to specific named drivers rather than making your insurance available to any driver of your car
- Limit your annual mileage, the fewer miles you cover the less chance there is of you having an accident
- Increase your vehicle security to make your car a safer bet for insurers
- Choosing a secure location, a locked garage or at the very least a driveway, will bring down your premiums
- Accept a higher voluntary excess to bring down your annual cost
Seeking an insurance policy following a DR10 conviction can be really disheartening as prices can be double what they were before your endorsement, however, be assured that there are companies out there who will offer competitive prices and you may not have to pay as much as you think.